In the world of insurance there are many options for the customer, this week we will discuss two different types of agencies and how those differences affect you.
The first type is the direct write agency (for example, State Farm or Farm Bureau). So, what does direct write mean? It means that the agency works exclusively for a single insurance company that they represent; they are really just an extension of the parent company. This means you only get pricing from that one company when you request a quote. If you happen to have a claim, you deal with a claims adjuster that represents the insurance company. Many times the agency through which you bought your policy has very little to do with the claims process.

Bottom line your local independent agent has your best interests in mind and they are not beholden to a single, larger parent company. They have so many more options, and really, who would want fewer options?
Call us today to learn what your options are at 616.261.2222